Key Takeaways
Commercial solar is growing rapidly, but rising equipment costs, labor inflation, and long-term service risk are creating major financial exposure for property owners and installers. SI-Commercial is a purpose-built 30/20 warranty designed for commercial solar projects up to 2 MW, providing long-term protection for panels, inverters, labor, and manufacturer defaults. By closing common warranty gaps, SI-Commercial helps property owners avoid surprise repair costs while enabling solar installers to protect margins, strengthen bids, and scale responsibly in a more competitive market.
While corporations and real estate investors rush to claim their share of America’s projected 2.3 gigawatts of new commercial solar installations in 2025, a record year for the segment, a dangerous gap threatens to turn this unprecedented growth into a financial minefield.
Balance of electrical system costs surged 50% year-over-year, labor costs are up 15% annually, and project risk premiums are skyrocketing amid policy uncertainty. Yet most commercial solar owners are gambling millions on warranty coverage with major gaps.
Enter Solar Insure’s game-changing SI-Commercial warranty, purpose-built protection that finally matches the sophistication and stakes of the commercial solar boom, transforming America’s energy landscape.
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The Solar Insure Difference
Founded in 2006, Solar Insure has earned a reputation as the Nation’s leading provider of independent, financially backed warranties for solar and storage systems.
Backed by decades of industry experience, our team helps homeowners, property owners, and businesses secure long-term confidence in their energy assets, while enabling solar installation companies to reduce risk and scale responsibly. That commitment is central to our mission: building trust and certainty across the solar industry.
Unlike traditional manufacturer or contractor warranties, which are limited to equipment failures or workmanship, our warranties add an extra layer of protection. Solar Insure warranties cover product failures and labor costs, and protect against manufacturer or installer default, so property owners don’t have to worry about the hassle of getting their system repaired.
What is SI-Commercial?
SI-Commercial is our new 30/20 solar warranty designed specifically for commercial solar projects up to 2 MW DC. The same risks and liabilities that exist in residential projects are present in commercial projects, but they’re scaled up in line with the projects.
An SI-Commercial warranty allows solar installers to mitigate the risks associated with long-term service, protect their margins, build lasting trust with customers, streamline operations and fleet management with Daybreak, and win more projects by offering greater value.
Property owners with an energy investment protected by an SI-Commercial warranty get unmatched protection for their investment, a trusted quality of equipment independently vetted, and protection from surprise repair costs.
SI-Commercial covers three-phase systems up to 2 MW DC, and coverage includes:
- 30-Year Panel Coverage: 30-year panel, including labor and shipping costs for qualified repairs with AVL-listed equipment.
- 20-Year Inverter Coverage: 20-year inverter, including labor and shipping costs for qualified repairs with AVL-listed equipment.
- Manufacturer Default Protection: Manufacturer default is backed by insurance coverage provided by an A.M. Best A+ Rated insurance carrier.
- Zero Hidden Fees: Coverage includes a $0 deductible, $0 subscription, and $0 onboarding fees.
- Warranty Transfer: The warranty is assigned to the site address and seamlessly transfers to the property owner at no additional cost.
What Does This Mean for Property Owners?
SI-Commercial protects your solar investment for the long haul. With an SI-Commercial protected solar investment, you’ll gain peace of mind knowing your system is backed by 30 years of panel coverage and 20 years of inverter protection, plus labor costs for repairs or replacements are included. That means no surprise service bills and no complicated negotiations, just dependable protection you can count on.
In a market where not all solar warranties are created equal, SI-Commercial ensures your system delivers reliable, long-term performance while safeguarding your bottom line. It’s more than a warranty; it’s decades of confidence in your clean energy investment.
What Does This Mean for Solar Installers?
Commercial solar has long held the lion’s share of the annual new solar capacity installed, and with residential tax credits disappearing, more businesses are turning to commercial solar for additional revenue. But with new market segments comes additional risk.
Certified providers, or installers who become Certified, can include SI-Commercial in their commercial solar deals and offload long-term service risks, thereby protecting their margins. They are also able to:
- Strengthen bids and RFPs by adding a credible, bankable, independent warranty.
- Streamline operations and fleet management with monitoring, alerts, and claims filing in one platform, Daybreak.
- Reduce administrative headaches associated with service
- Build credibility and long-term customer relationships
- Stand out among a crowded marketplace
But most importantly, including SI-Commercial with commercial projects provides unmatched value and peace of mind to customers who are investing in solar to save themselves or their business money.
Maintenance and service will have to happen, and giving customers confidence that their savings won’t go out the window to surprise repair costs is vital.
How Do I Get an SI-Commercial Warranty?
All Solar Insure warranties are available exclusively through Solar Insure Certified Providers. Certified Providers are thoroughly vetted to ensure they’re of the highest quality. Read more about what it means for a company to be a Certified Provider here: Learn more
If you’re already a Certified Provider and want to see if SI-Commercial is a good fit for your business, reach out to your account manager.
If you’re a solar installer who is interested in becoming a Solar Insure Certified Provider, head to our application page: Apply Today
If you’re a property owner looking to invest in solar and get an SI-Commercial warranty, make sure to ask your installer if they’re Solar Insure Certified. You can also contact our team to find a Certified Provider near you by emailing service@solarinsure.com or by calling 714-625-8204.
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